Home is at the center of most people’s lives. It is where you go to be with family, where you feel safe, where you can relax, and more. Home insurance allows you to have peace of mind that the place you love is protected against the many things that could happen to damage your home. At Larry Burkman Agency in Huntsville, AL, we help our customers ensure they have the right coverage.
How to create and store a home inventory
If you ever have to file a claim, and chances are you will file a claim at some point, being able to tell the insurance company what you lost can help to move the process along more quickly. A home inventory is a listing of all the things that you own in detail, and the insurance company accepts it as documentation of your possessions.
You can do a video inventory, but you still need to supply backup documentation. Using a pad and pen is still a good option. Start in the room of your choice and write down exactly what is in that room. Open drawers, look in closets and don’t forget what is hanging on the wall. Give as much detail as possible, including brand name, model, and serial number. Take pictures to go along with the written inventory and attach any sales slips or receipts that you have.
Do the same thing for every room in your home. You might be surprised by how much is actually in your linen closet. Don’t forget the attic and the basement.
When you are finished, it is important to place this important document in a safe place. A safe deposit box is a good idea or make a copy and place it in the cloud so that when you need it, it’s available.
Give Us A Call
Contact Larry Burkman Agency, serving the greater Huntsville, AL region, to discuss your home insurance needs.
