Boat/Watercraft Insurance in Alabama

Larry Burkman Agency is a premier insurance company based in Huntsville, AL. Our company offers insurance policies for boats and watercraft. Alabama law does not require boat insurance. However, if you own a watercraft of any kind, you should have it insured. It is the best way to protect yourself from the financial consequences of an accident or incident.

The financial impact of a boating accident can affect you, your family, and the people involved for years to come. Alabama has one of the most beautiful coastlines in the country. The calm waters of the Gulf of Mexico make it the perfect place for fishing expeditions, pleasure cruises, and water sports. An accident can still happen even if you are a qualified and experienced watercraft operator. Boat/watercraft insurance can protect you against any damage done to your boat by fire, wind, or sea storms. It can also protect you against the theft of your craft. Perhaps most importantly, good boat insurance can protect you against anyone who sues you because of an injury they sustained while onboard.

You should not underestimate how costly and emotionally draining a lawsuit can be. It is not the kind of thing you should try to handle out-of-pocket. Having boat insurance will help you defray much of the cost of lawsuits involving injured parties. It will help you deal with the situation quickly so that it does not shadow you for years down the road.

We believe in flexible rather than formulaic insurance policymaking at Larry Burkman Agency. We believe you are the best judge of what you need and don’t need in an insurance policy. Our service representative will sit down with you and create a policy that reflects your priorities and what you value most in owning and operating a boat.

If you have a boat or watercraft that you want to insure, you should contact us to receive a no-obligation quote.