At Larry Burkman Agency, serving the greater Huntsville, AL community, we are an independent insurance agency. What that means is that we do not work for one insurance carrier, we deal with many carriers, and we work for you. Our approach is to make sure that you have insurance that gives you exactly what you need at a price that makes sense with your lifestyle.
A basic auto policy only includes liability coverage which protects other drivers from an accident you are responsible for. But there is much more that you can choose to add to your policy to make it meet your needs.
Auto Insurance Add-Ons
Collision
Collision coverage covers your vehicle in an accident that you are responsible for. It can repair or replace your vehicle after a deductible is met.
Comprehensive
Comprehensive coverage covers most other things that might damage your vehicle other than a collision. It also provides theft coverage in the event your vehicle is stolen.
Gap coverage
If you have a brand-new vehicle and an auto loan, you may owe more than the insurance company will pay you for your totaled vehicle. This leaves you with a remaining dollar amount you would have to pay out of pocket. Gap coverage pays that difference.
Uninsured or underinsured coverage
If your vehicle is damaged by a driver with no insurance or inadequate insurance, this coverage protects your vehicle.
Rental coverage
If your car is damaged in an accident, this coverage provides a rental car so that you have transportation.
Full glass
Full glass provides glass coverage for your windshield and other windows for total replacement or repair with no deductible.
Reach Out To Us
Contact Larry Burkman Agency in Huntsville, AL for all your insurance needs. We will be here for you from the time you purchase your policy through any claims you may have.
