If you’ve recently experienced an incident with your Huntsville, AL home that requires you to file a claim with your homeowner’s insurance, and it’s your first time filing one, you might have no idea what to expect. There is no reason to become stressed, as the process is relatively straightforward.
Here is a brief overview of how the process should go:
Gather All Supporting Documents
Before filing your claim, be sure to obtain copies of important supporting documents, such as a police report, if applicable, and clear photos of any damage. The better prepared you are when you file your claim, the easier it will be for your claim to be processed.
File Your Claim
Once you’ve gathered all the appropriate pictures as well as the police report, if applicable, you can contact your insurance company and file the claim. This can be done by phone, in person, or even online, depending on your insurance company. You can choose the method that is most convenient for you.
Wait for a Determination
Once you’ve submitted your claim, you’ll have to wait for the determination. This could take a few weeks, or even a few months, if not longer. If the process is taking longer than expected, you can always contact your insurance company for an update.
As you can see, the process of filing a homeowners’ insurance claim isn’t difficult and shouldn’t cause you stress. Simply follow these easy steps, and you should receive a determination in no time, hopefully in your favor. If you’ve decided that you’d like to find a new insurance company, you should consider giving us at Larry Burkman Agency a try. We at Larry Burkman Agency provide coverage for Huntsville, AL, and we go above and beyond to ensure each and every customer has an overall positive experience.
